Meet The Team

Stephen Tetzner
Email: stevet@homestarmortgage.net
Phone: 401-454-3300 x101
Mobile: 401-447-4367
Locations: Rhode Island, Massachusetts
NMLS# 4358
With over 23 years of experience and over $1 billion in overall mortgage volume, Stephen Tetzner is a recognized leader in the mortgage industry. He is a founding partner of Homestar Mortgage, which he began with his father, Carl over 20 years ago. He was recently ranked the number one mortgage originator in Rhode Island, and is the 29th most successful loan producer nationwide. He was recognized by Top Agent Magazine as a Top Mortgage Professional in 2015. Steve is currently president of the RI Mortgage Bankers Association, and has served on its Board of Directors for seven years.
As chair of the RI Mortgage Bankers Association’s Legislative Committee, Steve was personally involved in the drafting of language regarding loan officer licensing, and was instrumental in creating the landmark predatory lending legislation. He is a regular contributor to Real Estate Insights on 920 WHJJ and is an active member of the Narragansett Lions Club. Steve studied Finance at the University of Rhode Island and is active in several charitable organizations, including the Toys for Tots Program and the Rhode Island Community Food Bank.

Dennis Hughes
Email: dhughes@homestarmortgage.net
hughesmortgage@cox.net
Mobile: 401-440-5989
Fax: 401-633-6149
NMLS #: 21027
Dennis has over 31 years of experience in the mortgage industry and is excited to be putting that knowledge to work for the clients of Homestar Mortgage. He has worked with thousands of homeowners, many of whom are repeat customers, and has an in-depth knowledge of FHA, conventional, VA and Rhode Island Housing loans. Dennis is one of Rhode Island Housings top loan officer partners and is a repeat Five Star Mortgage Professional award winner. Dennis graduated from SUNY Cortland with a Bachelors degree in Economics. He resides in Barrington, Rhode Island.

Adam Ethier
Email: aethier@homestarmortgage.net
Phone: 401-454-3300 x117
Mobile: 401-954-4757
Locations: Rhode Island
NMLS# 4666
Adam Ethier started working at Homestar as a loan officer and mortgage originator in March 2005. Previously, he was a budget analyst and cost accountant for the finance division of Blue Cross and Blue Shield of Rhode Island. He specializes in customizing mortgage solutions and working with first-time homebuyers to find options for low down payments. Adam is a licensed mortgage originator in Rhode Island, Massachusetts and Florida. He has a bachelor’s degree in accounting from the University of Rhode Island and resides in Coventry. Adam is a member of the South Kingstown Chamber of Commerce, an affiliate member of the Newport County Board of Realtors and Kent-Washington County Association of Realtors and a committee member of the URI Alumni Association.

Charles Adams
Loan Officer
Email: cadams@homestarmortgage.net
Phone: 401-454-3300 x116
Mobile: 401-932-8899
Locations: Rhode Island, Massachusetts, Connecticut
NMLS# 4661
Charles Adams continues to use his expert people skills in his job as a loan originator for Homestar Mortgage, where he has worked for over 18 years. During his tenure, Charles has helped hundreds of clients to obtain loans to purchase property and to refinance mortgages. Charles can be contacted at 401-932-8899 or cadams@homestarmortgage.net.

Karen Flynn
Loan Officer
Email: KFlynn@HomestarMortgage.net
Office: 401.454.3300, ext. 131
Cell: 401.487.1968
NMLS #571256
Karen Flynn joined Homestar as a Senior Mortgage Loan Officer with over 30 years in the financial services industry, including 15 years in residential mortgage lending. Karen is licensed in Rhode Island, Connecticut, Massachusetts, and Florida.
In addition to her professional experience, Karen has been named a Five Star Mortgage Professional for the last ten years (2011-2020), and is a member of Leadership Rhode Island’s 2015 LAMBDA II Class. Karen holds an MBA and Certificate of Advanced Graduate Studies in Finance from Bryant University. She graduated from Providence College and is a Past President of the Providence College National Alumni Association. She and her family reside in North Kingstown, RI.

Angelo Soukas
Loan Officer
Email: asoukas@homestarmortgage.net
Phone: 401-454-3300 x113
Mobile: 508-341-1028
Locations: Rhode Island, Massachusetts
NMLS# 4712
Angelo Soukas takes great pride in his reputation as an honest loan officer and making the process of obtaining a mortgage as simple as possible for consumers. Angelo came to Homestar 17 years ago, after spending seven years in the mortgage industry with the former Fleet Bank. Before becoming a loan officer for Homestar, he worked for the agency as a sales manager. Angelo has a bachelor’s degree from the University of Rhode Island and likes to play golf. He resides in Wrentham, Mass.and has two boys, ages 14 and 11. Angelo works out of the Providence office.

Robert Spaight
Loan Officer
Email: robertspaight@homestarmortgage.net
Phone: 401-454-3300 x316
Mobile: 401-374-1993
Locations: Rhode Island
NMLS# 22168
Robert Spaight joined Homestar Mortgage as a senior loan officer after working in the industry for 12 years. He has extensive experience dealing with first-time homebuyers, corporate relocations, jumbo financing and the Federal Housing and Veterans administrations. Robert is a University of Rhode Island graduate, where he earned a bachelor’s degree in political science. He resides in Barrington with his wife and two children and in his free time he enjoys boating, skiing and playing softball.

Maria Zambarano
Loan Officer
Email: mariazambarano@homestarmortgage.net
Phone: 401-454-3300 x118
Mobile: 401-714-5053
Locations: Rhode Island
NMLS# 18799
Maria Zambarano started working as a loan officer 27 year ago and is continuing her career at Homestar Mortgage. She joined the company more than 6 years ago and specializes in working with first-time homebuyers and originating FHA 203K loans. She is licensed in Rhode Island, Massachusetts and Connecticut. Maria has a bachelor’s degree in English and communications from the University of Rhode Island. She resides in Rehoboth, Mass., and enjoys gardening, golfing and upholstering furniture.