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Purchase | Rate/Term Refi | Cash Out Refi

Homestar’s Investor Program is for experienced real estate investors who are purchasing or refinancing investment properties to be held for business purposes.

Program Highlights

Program Highlights:

  • Employment and income not disclosed on the 1003
  • DTI not calculated
  • 100% rent = PITI to qualify
  • Borrower may own an unlimited number of financed properties
  • Perfect loan for borrowers who acquired investment properties paying all cash (recoup some cash) or borrowers who used hard money loans to acquire real estate
  • Minimum FICO of 620
  • Gift Funds/Gift of Equity allowed (refer to guidelines)
  • No ownership seasoning requirement for cash-out refinance
  • Max LTV 80%
  • 4506T not required