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Offering reasonable qualifications based on your bank statements

Through Homestar, this program provides a new and innovative financing solution to self-employed borrowers. Product highlights include:

  • Qualify using personal bank statements and/or business bank statements for most recent 12 months
  • Minimum FICO of 620
  • Investment properties and second homes allowed
  • W-2 co-borrower is allowed
  • W-2 co-borrower income and employment traditionally verified
  • DTI up to 50%
  • Assets must be fully documented
  • 15 & 30 year fixed, 5/1, 7/1, 10/1 ARM Interest only available on ARM’s
  • Loan amount from $100,000 to $3,000,000
  • Gift Funds and Gift Equity allowed
  • No ownership seasoning requirement for cash out refinance